Business Insurance

Commercial Insurance

Different industries have different needs, such as General Liability and Workers’ Compensation, Errors and Omissions, Business Owner Programs, Commercial Auto & Fleet, Contractor Packages, Contractors Bonds, and Commercial Umbrella Liability. We focus on helping businesses in Salt Lake County, Utah County, Davis County and the surrounding areas in Utah.

At IMSC Insurance Offices, we create a customized insurance program to protect your assets. As an independent agency, we find the best insurance coverage for your needs at a competitive price. We will tailor an insurance plan that meets your coverage needs and works with the right company for financial protection. We can provide a quote for commercial insurance that fits your needs. Contact us for more information or to schedule an appointment.

Small Business Liability Protection

Small businesses face various risks, including lawsuits from customers, employees, or third parties. Liability insurance can protect your business from financial losses resulting from claims of bodily injury, property damage, or other liabilities.

Property Insurance

Property insurance helps protect your business property, including buildings, equipment, inventory, and furniture, against damage or loss due to fire, theft, vandalism, or natural disasters.

Workers’ Compensation

If your business has employees, workers’ compensation insurance is typically required by law in Utah. This coverage provides benefits to employees who suffer work-related injuries or illnesses, including medical expenses and lost wages, while protecting your business from lawsuits related to workplace injuries.

Business Interruption Coverage

In the event of a disaster or other covered peril that disrupts your business operations, business interruption insurance can provide coverage for lost income, ongoing expenses, and temporary relocation costs, helping your business recover more quickly.

Professional Liability Insurance

Also known as errors and omissions insurance, professional liability insurance protects small businesses that provide professional services from claims of negligence, errors, or omissions that result in financial losses for clients.

Commercial Fleet Insurance

Utah’s economy relies heavily on the transportation of goods, and commercial fleet insurance plays a vital role in this process.

Commercial vehicles transport a wide range of products, including raw materials, agricultural goods, manufactured goods, and consumer products, to and from businesses across the state and beyond.

General Contractors Insurance

In Utah, general contractors are often required by law to carry certain types of insurance. For example, liability insurance may be mandated to protect against third-party claims for bodily injury or property damage that occur during construction projects. Construction projects inherently involve risks, including accidents, property damage, and disputes with clients or subcontractors.

General contractors insurance provides financial protection in the event of lawsuits, covering legal fees, settlements, and court-ordered judgments.

Cyber Liability Insurance

With the increasing frequency and sophistication of cyber-attacks, businesses of all sizes are at risk of data breaches, hacking, ransomware, and other cyber threats.

Cyber liability insurance provides financial protection against the costs associated with recovering from such attacks, including forensic investigations, data restoration, and legal fees. Ask us how your business can benefit from Cyber Liability Insurance.

Options include:

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We are an independent and family-owned insurance agency for homeowners insurance, auto insurance, commercial insurance, life insurance, and health insurance in Murray, UT, Salt Lake County, Davis County, Utah County, UT, and surrounding areas.